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chatgpt image mar 2, 2026, 11 52 44 am

From Monsoons to Markets: Navigating India’s Business Cycles

| Videos

We explain the current macroeconomic divergence in India, where bank credit is growing at 13.1% year-on-year, while deposits are rising at 10.6%, pushing the credit-to-deposit ratio to a historic 82.2%. We outline how these numbers fit within India’s post-1991 business cycle evolution, and how investment trends, credit dynamics, and domestic policy tools shape economic growth […]

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Understanding India’s Business Cycles: What the Research Tells Us

| Blog

Understanding India’s Business Cycles: What the Research Tells Us This month, the macroeconomic conversation in India has centred on liquidity: year-on-year bank credit is expanding at 13.1% while deposits are growing at 10.6%. This has pushed the system-wide credit-to-deposit ratio to an all-time high of 82.2%. While these numbers might sound alarming and suggest signs of stress, research indicates they actually

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Workshop: Applied Econometrics with Socioeconomic Data

| Events, Workshop

13–14 December 2025 | ISPP Campus, New Delhi INER conducted a two-day technical workshop on Applied Econometrics with Socioeconomic Data, designed for students, researchers, and professionals focused on utilising Indian datasets for empirical research. Curriculum and Technical FocusLed by Kavya Vohra, the workshop provided a hands-on approach to working with large-scale survey data, specifically the

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